Types of Policy Covers
There are hundreds of insurance providers but the business insurance group is different from most of the other insurance providers. Their main aim is to provide high quality small group as well as individual health benefit insurance solutions but more than that they cater to independent insurance brokers and agents.
Situated in Nebraska, the business insurance group specializes in different types of policy covers that vary from health insurance to life insurance, disability, and dental insurance. The most important aspect of their policies is that you can get some of the best covers from some of the top insurance providers under one roof. Some of the top insurance companies that offer policy covers for small and medium sized businesses through the business insurance group include:
- American community mutual insurance Company
- American medical security
- Assurant health
- Golden Rule
- United security
- Insurer’s administrative corporation
- World Insurance
When you visit their website, you will be able to find out about the various policies offered and how beneficial they are for you or your business. Apart from that you can even quotes on different types of policies.
The business insurance group also offers some of the most competitive rates or quotes on different types of life insurance policies as well. This includes:
- Whole Life insurance
- 10 Year Term insurance
- 15 Year Term insurance
- 20 Year Term insurance
- 30 Year Term insurance
- Level Premium Term insurance
- Universal Life insurance
The business insurance group also offers a disability program that offers a wide variety of business protection and disability income plans. Some of the top plans include:
- Business overhead expense protection
- Personal disability income protection
- Mortgage disability income protection
Last but not the least, the business insurance group also offers a wide variety of dental plans for individuals as well as small business groups.
Discounted Plans
There are times when you might find that you don’t have the budget to get health plans for the employees working in your company. So if an injury takes place within your premises or while the employee is at work then what are your options? Apart from a business liability insurance cover, you can also opt for some of the discounted plans offered by the business insurance group.
Each of these plans has been created keeping in mind the requirements of small and medium-sized business groups. The premiums in these plans can vary from as low as $18.50 to as high as $247.00 per month. These health plans also include various discounted dental plans. Some of the salient points of these health plans include:
- no waiting periods
- preventive procedures / basic procedures / major procedures
- no age limit
- no referral requirements
- use any dentist in the country
- In excess of 300 procedures covered
- $1000 maximum benefit annually per person